21 percent of my income (after-tax) was spent on rent in the last six years.

Americans are spending about 26% of their median income on rent.

Here’s where I stood:

  • 2009: 9.5% – Rented a 2/2 with a roommate (800 sq ft)
  • 2010: 17.8% – Rented a 1/1 (625 sq ft)
  • 2011: 25.2% – Rented a 2/1 (900 sq ft)
  • 2012: 23.7% – Rented a 1/1 (870 sq ft)
  • 2013: 20.3% – Extended the lease
  • 2014: 21.6% – Extended the lease
  • 2015: 23.4% – Extended the lease

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I guess the percentages would have dropped by a lot if I used my pre-tax income…

The magnitude of our (U.S.) debt, visualized.

It’s always easier to understand just how massive something is when it’s explained using familiar visuals. For example, take this map below. It’s something we’ve all seen. Some of us even colored it during geography class! And it’s always on the back of airline magazines. So here’s U.S., India, and Argentina in red:


Why is it in red? Well, we know that these three countries are not small, but when zoomed out and looked at from a birds eye view it looks fairly trivial. In other words, because the world’s surface area is 196.9 million sq miles, it only makes sense that U.S., India, and Argentina combined look small; in fact, they make up only three percent of the world’s surface area. Now let’s take a look at the net worth of the top-10 billionaires.

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Their combined net worth is over $550 billion dollars. $550,000,000,000. And the U.S. debt as of May 11th, 2015 was at $18,223,205,151,242. This means (if you remember SATs!)


When visualized:

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Wow. To repeat what I said above, the combined surface area of the United States, India, and Argentina is to the world what the combined net worth of the ten richest people in the world is to the U.S. debt. Makes you think, doesn’t it?

disclaimer: This post isn’t to say that debt is always bad. It helps fund infrastructure. It promotes spending. And the list goes on, however our (U.S.) debt is something that we should pay close attention to.

Apple’s explosive iPhone sales are not sustainable (obviously)

Apple has sold more than 750 million iPhones to date.

Seven-hundred-fifty-MILLION (I’m feeling the urge to put my pinky up, Dr. Evil style).

Yeah, Apple is on pace to sell a billion iPhone devices in less than 10 years and that’s simply incredible. BUT, something good  always come to an end, right? It looks like their year-over-year growth is steadily decreasing despite the introduction of two larger iPhones which really begs the question: since the majority of Apple’s revenue comes from their iPhone sales, has Apple somewhat peaked? Or can they really become the first publicly listed company to pass a trillion in market cap? Does Apple have an ace under their sleeve in the Apple Watch? Does the AW have the potential to step in and be the new iPhone for Apple?

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Defense wins titles. PERIOD.

Manchester United and Tottenham Hotspur has 17 combined clean sheets together this season. Oh what’s that? Chelsea has 17 by themselves?

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photo credit: zibanizambia.com/2013/05/21/jose-mourinho-in-quotes/

Here’s all of the teams in the EPL sorted by the number of clean sheets. Click to enlarge.

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The true surprise? West Bromwich. Yay Tony Pulis!

Was 2014-15 Ki Sung-yueng’s best season in his career?

At Swansea City A.F.C, Ki Sung-yueng has had some ups-and-downs. His debut season was proper but forgettable, and his subsequent season wasn’t even with Swansea (he was loaned to Sunderland but thrived under Poyet).

But that’s the past. A distant memory.

This season, Ki has solidified his place with Swansea, and in the process justified Gary Monk’s decision to keep him at Swansea. With three games to go in the EPL, Ki has thus far scored the most goals and made the most appearances in his EPL career. He’s also apparently one of the leading candidates to win the player of the year (POTY) for Swansea. Oh how things quickly change…

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Some of his goals this season were very important goals as well; two of which were against Manchester United. LvG, you mad?